Budgeting tools

Whether you are in debt, worried about falling into debt or just want to manage your money better, one of the most important things you need to do is create a personal budget. This will help you to:

  • see how much money is coming into your household
  • see how much money is going out
  • see how much money you have left
  • work out how much you can pay the people you owe money to
  • work out what you have left to spend on other things
  • sort through your debts and make it easier for a money advisor to help you

Working out a budget can also help you to cut unnecessary spending – are there things you really don’t need every month and could cut?

There are lots of online tools and mobile applications to help you work out and manage your personal budget. These include: