Mobile apps

If you have a mobile smart phone, and want to keep track of your finances whilst on the go, it’s worth checking out the free and low-cost apps available online.

Android apps

We have tested a number of Android apps and can recommend the following:

AndroMoney – FREE

Standout features: Best app tested for charts, budget tool provided, currency options

  • Budget management tool provided
  • Add categories and sub-categories of expenses (e.g. Car, with sub-categories being Fuel, Tax, Insurance, etc)
  • Manually add daily expenses
  • Enter recurring transactions such as income and monthly bills – no need to enter these manually every time
  • Specify start day of a month (for example when you get paid)
  • View charts for a quick look at where your money is going
  • Currency options – If you’ve been abroad, the app allows you to add expenses in the local currency, automatically converting it to GBP.

CashTrack – FREE

Standout feature: Attractive UI, Homescreen widgets

  • Add categories of expenses
  • Manually add daily expenses
  • Enter recurring transactions such as income and monthly bills – no need to enter these manually every time
  • View charts for a quick look at where your money is going
  • Homescreen widget available

Mobile Money ManagerFREE / Pro version £0.94

Standout feature: Minimalistic, simple and easy to use

  • Add categories of expenses (free version is limited in the amount of categories allowed)
  • Manually add daily expenses
  • Enter recurring transactions such as income and monthly bills – no need to enter these manually every time
  • View charts for a quick look at where your money is going
  • Can view statistics such as most expensive and profitable months, average monthly expenses and incomes, most expensive and most popular categories, average number of daily and monthly expenses

Money Lover – FREE

Standout features: Debt management and budgeting tools, plus other tools such as a bank and ATM finder

  • Add categories of expenses
  • Manually add daily expenses
  • Enter recurring transactions such as income and monthly bills – no need to enter these manually every time
  • View charts for a quick look at where your money is going
  • Debt management tool
  • Budgeting tool
  • Tools including Tip Calculator, ATM Finder, Bank Finder, Currency Exchange

iPhone apps

  • Ace budget lite – FREE
  • Budget me free – FREE
  • Free home budget calculator – FREE
  • Budgetwise – FREE
  • aFinance Budget Free – FREE
  • My weekly budget – £0.69
  • Ace budget – £0.69
What about debt apps?
If you search for ‘debt apps’ on your smartphone, lots of options will pop up. Be wary of these, as many of them are tools that then encourage you to sign up to a ‘debt consolidation‘ programme.